Dashboard
Your funding position at a glance
Free money first, borrowing last
Every source here is dated and checked. Work the Action Plan in order — the free foundations unlock the grants, the grants buy you time, and the credit file is what turns a maybe into a yes.
No credit check, no tax returns, nothing to pay — ordered by how fast the money moves.
Playbooks
The specific path for each business
Funding Sources
Action Plan
Sequenced so each step unlocks the next
Credit & PAYDEX
Three reporting tradelines is the number that matters
PAYDEX Score Scale
Credit Builder Roadmap
Net-30 Vendors That Actually Report
Apply free, order something small, pay early — then confirm in Nav that it is reporting. These names are free and public; never buy a "tier 1 vendor list".
Steps to 75+ PAYDEX
Business Credit Bureaus
Personal vs Business Tradelines
Avoid the Scams
The funding niche is full of them. Here's what to walk away from.
Two rules that will save you thousands
Never pay a fee before funding is delivered, and never put anything on an application you cannot prove. Every scheme below breaks one of those two rules.
Business Profile
Lenders check these details for consistency — keep them identical everywhere
Business Setup
The handful of services worth paying for — and what they actually cost