150+ funding sources researched specifically for businesses like yours. Track every application, build your PAYDEX score, and get the money you deserve.
150+ funding sources organized by type — no signup needed. Filter by no credit check, no tax returns, no personal guarantee, or Philadelphia-specific.
Every source links directly to the real application. No middlemen. Apply directly to Kiva, Hello Alice, CDFIs, and more — all free.
Create a free account to track each source. Mark as Applied, Pending, Approved, or Denied. Add notes and amounts. Saves automatically.
Follow the step-by-step Credit Builder roadmap. Get your DUNS number, open Net-30 accounts, and build a 75+ PAYDEX score separate from your personal credit.
16 grant programs including Kiva (0% interest), Comcast RISE, Startup PHLY, and Hello Alice. Free money that doesn't need to be paid back.
8 community lenders that use character-based lending, not credit scores. FINANTA and People's Fund are right here in Philadelphia.
5 business credit cards with NO personal guarantee — Brex, Ramp, Stripe, Divvy. Build credit under your EIN, not your SSN.
10 vendors that approve without credit checks and report to D&B. Uline, Quill, Grainger — these are your business credit starter accounts.
Full guide to buying tradelines and building a 75+ PAYDEX score. Learn personal vs business tradelines, payment timing, and the exact steps.
49 checkable tasks across 4 phases. From getting your DUNS number to SBA 8(a) certification — every step you need to get funded.
Browse sources free. Sign up when you want to track your progress.
Your PAYDEX score is Dun & Bradstreet's rating of your business payment history. It's completely separate from your personal credit. Here's exactly how to reach 75+.
Companies that sell authorized user spots on seasoned credit cards. Warning: This industry has many scams. Only use established companies with verified reviews.
These are the BEST way to build PAYDEX. No broker needed. Apply free, make small purchases, pay early. These report to D&B.
Step-by-step strategy to get funded with bad credit, no tax returns. Sign up free to check off tasks and save your progress.
0 of 49 tasks completed
Build business credit separate from your personal credit. Your EIN is the foundation — start here. Sign up free to track your progress.
0 of 10 steps completed